Disclaimer

Important Notice - Please Review Thoroughly

If you are dealing with severe financial challenges, we strongly encourage exploring alternative solutions or consulting a licensed financial advisor.

This website uses technology designed to record user visits for compliance and verification purposes. This may include third-party technologies such as Jornaya's LeadiD or similar tools. By submitting your information through this website, you agree to the use of these visit-tracking technologies.

We are not a lender or a lending agent. This website does not process loan applications or engage in lending activities such as making credit decisions, loan origination, servicing, or funding. Instead, by submitting your information, you are requesting a connection to one or more financial service providers who may be able to assist you. These providers are responsible for conducting credit reviews, verifying data, and determining eligibility.

Our service functions solely as a facilitator between consumers and lenders (commonly referred to as "lead generation") and is offered at no cost to you. Lenders or financial service partners may pay us a fee for the opportunity to connect with consumers, often through a bid-based system, similar to advertising auctions.

In certain situations, you may be matched with a tribal lending organization. These entities operate under tribal and federal regulations and may not be subject to certain state laws, including caps on interest rates. Loans offered by tribal lenders can carry higher costs and may require dispute resolution under tribal law. Carefully read all loan terms and conditions and avoid accepting a loan if the terms are not suitable or affordable for you.

By using this site and submitting your information, you provide consent for this website and its lending network to conduct a credit evaluation. This may include verifying your identity using your Social Security number, driver’s license, or other credentials, and running a credit check through traditional bureaus like Equifax, TransUnion, or Experian, or through alternative providers such as Clarity or DataX. You also authorize the sharing of this information with lenders and service providers within the network.

Please note that our services are not available in every state or jurisdiction.

Disclosure of Loan Terms by the Lender

Once a lender offers you a loan, they are legally required to present clear documentation outlining all fees, interest rates, repayment terms, potential charges for late payments, and any options to renew or extend the loan (where allowed by law). The specific loan details are determined entirely by the lender based on their internal guidelines and applicable state or federal laws. This website does not set or influence the terms of any loan.

Missed Payments Can Harm Your Credit

Missing or delaying a payment may negatively affect your credit score. Only accept loan terms you are confident you can manage. If you anticipate trouble making a payment, contact your lender immediately to discuss possible options.