Terms & Conditions

Products and Services

BorrowYourLoan.com is not a lender or lending partner and is not responsible for any lending product advertised or offered to you, or for any credit decisions made about you. No specific loan products are offered to you on this Site by BorrowYourLoan.com. Specific loan products are offered to you directly by the lender or lending partner.

Esign Consent

You agree that clicking “Get Cash Now” (or similar button) acts as your electronic signature. You consent that we and any lender or lending partner we share your request with may communicate with you electronically and that required disclosures may be provided electronically, including notices of adverse action. You also confirm that you can access documents electronically, including PDF files.

SMS Terms and Conditions

By clicking “Submit”, you agree to receive informational, promotional, or marketing SMS messages from BorrowYourLoan.com and its partners. Standard message and data rates may apply. You may cancel by texting STOP in response to a message. For help, reply HELP. Service continues until canceled.

Email Opt-In

By providing your email, you agree to receive transactional and promotional emails from BorrowYourLoan.com, its partners, lenders, and lending networks.

Loan Inquiry Policy

BorrowYourLoan.com reserves the right to reject your inquiry at any time. Additional verification may be required. Submitting your information does not guarantee loan approval. If a matching lender cannot offer your requested loan, we may search our network for alternative products.

Credit References

Lenders or lending partners may verify your identity and review your credit history using national databases including Equifax, TransUnion, and Experian. By submitting your info, you agree to these checks.

Restrictions

You must be at least 18 years old and a legal U.S. resident to use this Site. You may not use the Site for unlawful or inappropriate purposes.

Compliance with Laws

You agree to comply with all laws and regulations in connection with your use of this Site. We may report violations to authorities and may suspend services during investigations.

Intellectual Property

All content on this Site, including text, software, trademarks, and graphics, is the property of BorrowYourLoan.com or its licensors. You may only make copies for personal use in requesting a loan. Any other use is prohibited without written permission.

Limitation of Liability and Disclaimer of Warranties

BorrowYourLoan.com does not guarantee accuracy of content. The Site is provided “as is” without warranties. BorrowYourLoan.com is not liable for any damages resulting from your use of the Site.

Third Party Content

This Site may link to third-party websites. We are not responsible for their content or privacy practices, and links do not imply endorsement.

Privacy

Our Privacy Policy governs how we collect and use your data. By using the Site, you agree to the terms of our Privacy Policy.

Security

We use standard encryption and security practices. While we aim to protect your data, we cannot guarantee it will not be intercepted.

Site Use

We do not charge fees to use this Site. We are not your agent or the agent of any lender. We may receive compensation from partners for our services.

Law and Venue

This Site is operated by Borrow Your Loan, a Saint Kitts and Nevis company. These Terms are governed by Saint Kitts and Nevis law. Legal disputes must be resolved there.

Binding Arbitration

Any disputes must be resolved through binding arbitration under applicable rules in Clark County, Nevada. The decision is final, and the prevailing party may recover arbitration costs.

Modification

We may update these Terms & Conditions at any time. Continued use of the Site means you accept the updated terms.

Indemnification

You agree to indemnify and hold harmless BorrowYourLoan.com from any claims or damages arising from your use of the Site.

Violation of Terms

We may terminate access and remove content without notice if we believe you violated these Terms or applicable laws.

Class Action Waiver

You agree to resolve disputes individually. No class actions or representative claims are allowed, unless prohibited by law.

Miscellaneous

These Terms and our Privacy Policy constitute the entire agreement. Headings are for convenience only. If any part of these Terms is unenforceable, the rest remain in effect.

Contact Information:

Please contact your lender directly for questions about your loan. BorrowYourLoan.com is not your lender and cannot access loan information.

If you believe material on the Site infringes your copyright, email us at info@BorrowYourLoan.com with the following: